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Understanding the Debt to Income Ratio for Home Loans

Debt to income ratio calculator for mortgage approval and financial health analysis.

What is the Debt to Income Ratio and How Does It Affect Your Mortgage?

The debt-to-income (DTI) ratio is crucial for mortgage approval, comparing monthly debt to gross income. A lower DTI indicates better debt management. Knowing your DTI helps assess home purchase readiness and guide financial decisions.

Incomes (Before Tax)

Debts / Expenses

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